Act Your Wage - Another Great Game to Teach Your Kids about Money


After a busy few weeks, I am back to writing about Kids and Monday. When I left off I was on Day 19 where I talked about some of the games you can play with your kids to teach them about money. Ironically enough it wasn’t until just last week that I found out about Dave Ramsey’s game Act Your Wage. It is now my new favorite game to play with my kids.

Act Your Wage is both a game of skill and chance. In the beginning of the game each player is given a Life card, which states your vocation, how much you earn, whether you are married or single, own or rent, how many kids you have –if any, and how much your monthly expenses are. Each player also receives 3 debt cards that contain various types of debt.

Salaries are dealt and the play begins. Taking turns the player go around and around the board working their way out of debt so they can be the first ones to yell “I’m debt free!” If you are a fan of Dave Ramsey and listen to his radio program you know that this is what callers do when they phone in to share their success stories on the air.

What I love about this game is that the other cards that are used to play the game give helpful hints on our to save, spend and manage money.

Go into debt so you can build up your credit? The FICO score is an I-love-debt score. It’s not a measure of winning financially.


The best way to pay debts when you’re behind is to have a plan. “A man’s heart plans his way, but the Lord directs his steps.” (Prv 16:9)

and my personal favorite...

The paid-off mortgage has taken the place of the BMW as the status symbol of choice.

The box says it’s for ages 10 and up but I played it with my 6, 8, and 10 year old. My middle girl had no problem playing the game and my parents, who gave us the game as gift, were there to lend a hand to my little guy.

So if you will be celebrating with me this holiday season or have a birthday coming up don’t be surprised if you find this as one of your gifts.

This post is apart of a 31 Day Series on Kids & Money.

Last Post in the series: Day 19 Play Games Together